United States — Accounts
U.S. accounts generally fall into three buckets: flexible investing (taxable brokerage), retirement (IRAs and employer plans like 401(k)/403(b)/457(b)), and purpose-specific savings for healthcare and education (HSA, 529, Coverdell). Pick a category below to explore the common options and the typical tradeoffs.
General / Flexible
Standard investing account types with flexible access.
- Taxable brokerage
Individual and employer retirement accounts (IRAs, 401(k)s, etc.).
- Traditional/Roth IRA
- 401(k)/403(b)/457(b)
Accounts tied to healthcare and education savings.
- HSA
- 529
- Coverdell
Educational only. Always confirm eligibility, limits, and plan rules with IRS guidance or plan documents.