Terms of Service

Welcome to Stinger Financial. By accessing or using our website and services, you agree to these Terms of Service.

1. No Investment Advice; No Fiduciary Duty

Information provided is purely informational/educational and does not constitute investment advice, a recommendation, or an offer. Stinger Financial is not your advisor and does not assume any fiduciary duty to you. You are solely responsible for your investment decisions.

2. Data Sources & Accuracy

We use third-party data providers and public sources. While we strive for accuracy, we do not guarantee the accuracy, completeness, reliability, or timeliness of any data or content. Markets are volatile and information may be delayed, incorrect, or incomplete. Use at your own risk.

Past performance is not indicative of future results. Any projections, estimates, or forward-looking statements are inherently uncertain and may not occur.

3. User Accounts

When creating an account, you must provide accurate information and keep your credentials secure. You are responsible for all activities under your account.

4. Acceptable Use

You agree not to misuse the site, including without limitation: scraping at scale, automated extraction beyond permitted API use, reverse engineering, attacking security, impersonation, or unauthorized access to systems or data. You will comply with applicable laws and regulations.

5. Subscriptions & Billing

Paid features (if any) are billed in advance and are non-refundable unless required by law. Pricing and features may change with notice.

6. Intellectual Property

All content, design, trademarks, and logos on the site are the property of their respective owners and protected by law. You may not copy, reproduce, redistribute, or create derivative works without permission, except for limited personal, non-commercial use.

7. Third-Party Links & Services

The site may reference or link to third-party websites, data sources, or services. We are not responsible for third-party content, practices, or availability. Your use of third-party services is subject to their terms.

8. AI-Generated or Automated Content

Some summaries, insights, or narratives may be generated by software or AI. Such content can be incomplete or inaccurate and is provided solely for informational purposes. Validate all information independently before making decisions.

9. Regulatory Status

Stinger Financial is not a broker-dealer, investment adviser, or commodity trading advisor, and is not registered with any securities regulator. Nothing on the site should be construed as an offer to sell or solicitation to buy any security or instrument.

10. Warranties & Disclaimers

The site and all content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

11. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating to your use of the site, reliance on content, loss of data, lost profits, or trading losses, even if advised of the possibility of such damages.

12. Indemnity

You agree to indemnify and hold harmless Stinger Financial, its affiliates, and personnel from any claims, losses, liabilities, and expenses arising from your use of the site, violation of these Terms, or infringement of rights.

13. Compliance & Risk

Trading and investing involve substantial risk, including possible loss of principal. You are solely responsible for evaluating risk, suitability, taxes, and legal consequences. Consult qualified professionals regarding your specific situation.

14. Governing Law & Venue

These Terms are governed by the laws of your local jurisdiction unless otherwise required. Any disputes will be resolved in the courts of the applicable jurisdiction, unless the parties agree to arbitration or another forum in writing.

15. Changes

We may update these Terms periodically. Continued use of the site after changes take effect constitutes your acceptance of the updated Terms.